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May 3

If your home business is not performing the way you hoped for, rather than stay away at night…use this simple list to check-up on possible reasons why your business is under performing.

1. You don’t offer free original content.

2. You don’t use a signature file on your e-mails.

3. You don’t offer free software.

4. You don’t have your own domain name.

5. You don’t offer a free contest or sweepstakes.

6. You don’t test and improve your ad copy.

7. You don’t offer a free web site directory.

8. You don’t give people any urgency to buy now.

9. You don’t offer a free e-zine.

10. You don’t attract the target audience that would
buy your product or service.

11. You don’t offer a free community.

12 You don’t let people read your ad before they get
your freebie.

13. You don’t offer a free affiliate program.

14. You don’t make your web site look professional.

15. You don’t offer a free online service.

16. You don’t give people as many ordering options
as possible.

17. You don’t offer free current information.

18. You don’t let people know anything about your
business.

19. You don’t offer free samples of your product
or service.

20. You don’t make people feel safe and secure
when they order.

Once you have made a list of the possible reasons, then set time in your schedule THIS week to address each of the concerns. Approach them one at a time and develop clear plans to correct the issue. Make sure you follow through on those plans. Don’t try to take on too many projects at once as it is better to come to a resolution and fix a problem, rather than have many problems in the process of being solved.

Kim is part of an international network of home business owners operating across 60 countries. We urgently require people to join our expanding international team. If you are interested in earning extra income around your current schedule, we would like to hear from you. We provide full training and ongoing support to ensure your success. http://free2liv.com/?refid=hlthchckp-567887444

May 3

Why you should Rent a place to live in and Buy a place for Investment - Did you know that in your Bank’s Accounts “Your House” is placed in “Their Asset Book.” That means that the house you own and live in, is a “Liability.”

Rent Your Home; Don’t Buy It;
That Seems A Provocative Thing To Say,
Don’t You Think?

From the desk of Colm Dillon …

Hello Colm here …

So Why Do The Majority Of Us
Do The Exact Opposite;
We Buy & Don’t Rent?

Countless articles have been written over the years on the wealth ‘make up’ of the richest people. While the percentage may vary depending on the individuals leaning, the real estate proportion will vary between 20% to 35%.

Here’s a thought for the day; It’s the basis of this report; It’s one of the Tools you should use to create Wealth; so think about it before moving on!

In The Banks Accounts,
Your House Is In
“THEIR ASSET Column”

That Must Mean, That In Your Personal Accounts Your Home

“IS A LIABILITY”!

I want you to keep that thought in your ‘open mind’ as you grapple with this new concept. I write these articles to make you THINK and that can sometimes make you uncomfortable.

Here goes!

It’s Hard to Justify Borrowing Money To Buy A “HOME.”

Sorry, but it’s economically very difficult, in wealth development terms, to justify buying real estate for you to live in, if you have to borrow money to do it, unless you put a massive monetary value on your emotions.

Please understand my purpose in writing this report and associating it to a site about real estate development.

A lot of us have to be financially smart to be able to accumulate enough capital to do our first development … so this is for those people … but maybe there are a few ideas in it for the rest of us as well … so read on.

This wealth development concept, based on renting, was given to me many years ago by one of the most interesting and provocative speakers on economics I have ever heard.

He’s name is Phil Ruthven and he created a company, Ibis International, an economic analysis and forecasting company. Phil also writes for the Financial Review and is in high demand as a speaker on economics.

By any reasonably observation, Phil is successful; both professionally and financially and so can buy a home, if and when he wants.

He doesn’t, he chooses to rent and his reasoning goes something like this.

“When I started life as an adult,” he said, “I was a ’single person’ and my single status defined my real estate accommodation needs.

Later I became a ‘twosome’ and my real estate housing needs changed for the first of many changes.

When the twosome became threesome or foursome, by definition, our housing needs changed yet again.

Later in life, when kids grow up I will become a twosome again.”

Now Phil contends that on top of our family profile changing, our work situation also changes; maybe a move interstate, which

May 3

Do you know what “phishing” is?

No, it doesn’t mean you grab a pole and head to the late to catch
some phish.

The official Webopedia definition of “phishing” is as follows:

The act of sending an e-mail to a user falsely claiming to be an
established legitimate enterprise in an attempt to scam the user
into surrendering private information that will be used for
identity theft. The e-mail directs the user to visit a Web site
where they are asked to update personal information, such as
passwords and credit card, social security, and bank account
numbers, that the legitimate organization already has. The Web
site, however, is bogus and set up only to steal the user’s
information.

Phishers prey on ignorance, fear, and emotion. They also play the
numbers game. The more bait they email out, the more phish
they’ll catch.. By spamming large groups of people, the “phisher”
counts on his email being read and believed by a percentage of
people who will volunteer their personal and credit card
information.

The latest attempt by identity theives to steal the personal
information of eBay members hit my inbox earlier this week and I
have to say, this one is pretty convincing. Even this old dog did
a double-take before realizing that the identity thieves were
phishing for my personal information again.

The sender of this email is listed as: eBay Member - rivernick
and the email subject line reads: Question from eBay Member.

The email begins: “Question from eBay Member — Respond Now. eBay
sent this message on behalf of an eBay member via My Messages.
Responses sent using email will not reach the eBay member. Use
the Respond Now button below to respond to this message.”

Listen to me: DON’T TOUCH THAT BUTTON

Of course the email was NOT sent by an eBay member or sent via
eBay’s messaging system, as it appears.

The email then takes on a threatening tone.

It reads: “Question from rivernick: I’m still waiting payment for
my item for about 7 days. What happened? Please mail me ASAP or I
will report you to ebay.”

The recipient is then prompted to respond to this rather
disturbing email by clicking a “Respond Now.” button.

Doing so will take you to a website designed to look like eBay
where you will be prompted to login using your eBay user name and
password.

Once you pass this point you will be asked to update your account
information before proceeding. Unknowing souls will offer not
only their eBay password, but personal and credit card
information, as well, without even knowing that they are about to
have their personal information stolen.

The one thing that makes this scam so effective is the threat by
the supposed eBay member to “report you to eBay.”

The email preys on the fear of most eBay members that they are in
danger of receiving negative feedback. Many eBayers would rather
you cut off a pinky than leave them negative feedback. It is this
emotion that the new phishers are hoping to hook.

The phisher is betting that most people will either be horrified
by the threat of being wrongly reported to eBay or they will be
ticked off that some jerk is threatening them by mistake.

Either way the phisher is counting on a percentage of people to
have

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