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Buying jewelry can be fun, exciting and confusing. Whether you’re considering a gift of jewelry for someone special or as a treat for yourself, take some time to learn the terms used in the industry. Here’s some information to help you get the best quality jewelry for your money, whether you’re shopping in a traditional brick and mortar store or online.

Top Ten Tips

1. When you’re in the market for a piece of jewelry for yourself or someone you love, shop around. Compare quality, price, and service. If you’re not familiar with any jewelers in your area, ask family members, friends, and co-workers for recommendations.

2. Ask for the store’s refund and return policy before you buy.

3. Check for the appropriate markings on metal jewelry.

4. Ask whether the pearls are natural. cultured, or imitation.

5. Ask whether the gemstones have been treated. Is the change permanent? Is special care required?

6. Make sure the jeweler writes on the sales receipt any information you relied on when making your purchase, such as the gem’s weight or size. Some jewelers also may supply a grading report form a gemological laboratory.

In addition, these tips apply when you’re shopping for jewelry online:

7. Shop with companies you know or do some homework before buying to make sure a company is legitimate before doing business with it.

8. Get the details about the product, as well as the merchant’s refund and return policies, before you buy.

9. Look for an address to write to or a phone number to call if you have a question, a problem or need help.

10. If you have a problem with the jewelry you purchased, first try to resolve it with the jeweler. If you are dissatisfied with the response, contact your local Better Business Bureau or local consumer protection agency.

For more information on jewelry and gemstones, we cordially invite you to visit http://www.morninglightjewelry.com to pick-up your FREE copy of “How To Buy Jewelry And Gemstones Without Being Ripped-Off.” This concise, informative special report reveals almost everything you ever wanted to know about jewelry and gemstones, but were afraid to ask. Get your FREE report at http://www.morninglightjewelry.com

Network marketing has many aspects, but promotion, persistence,
and patience are three key elements which are critical to
achieving successful results.

PROMOTION is the lifeblood of network marketing. Whether you
are using online methods or offline methods, or a combination of
both, you must constantly strive to get your offering in front of
a targeted audience.

There are thousands of published sources that deal with specific
methods of network marketing (both online and offline), but the
key point to be made here is that you must have an active
promotion campaign designed to bring in a steady stream of new
prospective downline members.

PERSISTENCE is a key element in network marketing success.
You’ve gotta “just keep on keepin’ on”, even though frustation
levels can be quite high at times.

After you have been at it a while, and have a downline large
enough to provide reasonably accurate statistics, you will
probably find that about 95% of your downline members are dormant
and do nothing at all. Its easy to get down in the dumps or take
it personally when you encounter so many “do nothing” people.

Therefore, it is really important work with and actively support
the 5% or so that are serious about participating. And clearly,
an active and effective promotion campaign will continue to
bring in increasing numbers of potential participants so that
while 5% is small on a percentage basis, it can still be a
sizeable amount from a pure numbers standpoint.

PATIENCE is vital. You can expect that it will take about a year
before the awsome power of geometric growth kicks in.

A classic illustration of geometric growth is the frequently used
penny-a-day example.

If you save one penny on the first day, and double it every
successive day, (day two you have 2 pennies and day three you have
4 pennies, and so on) how much will you have at the end of
30 days? The answer, to the astonishment of many, is $5,368,708!
Amazing, but true.

Its a sad statistic that most network marketers fail and it is
often traceable to the fact that they did not exhibit enough
persistence and patience to continue constantly promoting their
business for the year or so that is required for success.

Network marketers that stick with it for a year or more often end
up becoming the proverbial “heavy hitters”.

In closing, I would like to encourage you to increase your chances
of becoming a successful network marketer by always keeping a
clear focus on “the three P’s” of Promotion, Persistence, and
Patience.

—————————————————————-
This article is freely available for reprint provided that the
resource box at the end of the article is left intact and the
article is published complete and unaltered. If you are using
this article on a website or e-book, please make sure that the
link in the resource box is live or clickable.
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Kirk Bannerman operates a successful home based business and
coaches others seeking to start their own home based business.

Visit his website at Legitimate Home Based Business for more details.

What better example than Jesus’ life to explain about having a life’s purpose? No other example I can think of, can you?

From the moment he was born–wait, hold upBEFORE he was born, His purpose was already established. And so was yours.

Jesus was born to the exact parents He needed to be born to, in order for him to fulfill his life’s purpose, and so were you.

Mary was a virgin. Just so happened, she was about to be married. Coincidence? I think not.

Nowadays, things are a lot different than they were back then. And some people, or should I say, society as a whole, no longer frowns on woman who have children out of wedlock. Don’t get me wrong, I’m not saying that women didn’t get pregnant before they were married back-in-the-day, but most of the time it resulted in a gunshot wedding.

Mary didn’t have to have one of those because she was already planning her wedding when she became pregnant. There are no such things as coincidences.

Mary was also a direct descendent of Abraham. Coincidence? I think not.

Now, when Joseph found out that Mary was pregnant, like any other man, he got mad and started not to marry her. I can see it now. Picture this: Mary calls Joseph (or wait, no phones yet), Mary goes to see Joseph and tells him she has something really important she has to tell him. She’s a little nervous because she can’t imagine what he is going to say. She
finally gets up the nerve and says, “Uhm, Joe, uhm, (fake smile) guess what? I’m pregnant.” (Can you imagine that?)

Not too many people, or at least not the brothers I know, would have ever believed that story. OK, I’m laughing right now because I just got a visual of my husband. If I had said something like that to him, he would have first, gave me that look. Then he would have said, ‘wait, how is that possible? I’ve never even touched you.’ Then, if I would have
started explaining that I was pregnant by God

But an angel spoke to Joseph and explained the situation, so Joseph was cool with it real fast and never questioned it again. Joseph was the right earthly father for Jesus.

When Jesus was 12 years old, around the age when most of us first start to experience our first taste of independencehe found himself mentorspeople who could teach him what he needed to know about the word of God.

This is exactly what we need to do to develop our craft, our skill, and our purpose. Find yourself a mentor. Someone who is doing exactly what it is that you want to do and ask them questions; offer to help out so that you may learn. You aren’t born knowing everything, but there are others out there that know what you need to know. Go where they are. Ask them questions. Find out what they know. Research–until the student
becomes the teacher, the same way Jesus did.

There really isn’t